Choose how you pay at your own pace
Choose payment plans from 6 weeks to 12
months
Buying with Affirm is simple
1. Fill your
cart
Select Affirm at checkout, then enter a few pieces of info for a real-time
decision.
2. Complete your purchase
Pick the payment plan you like best—from 4 interest-free payments every 2
weeks to monthly payments up to {{longest term length offered}} months.
You’ll never pay more than you agree to up front. See footer for details.
3. Pay over
time
Make payments at affirm.com or in the Affirm app. You’ll get email and
text reminders.
Buy yes with confidence
Affirm tells you up front the total amount you’ll pay. That number will never
go up.
Transparent
Never pay more than the price of your purchase.
Simple
You choose the payment plan that works for you. Our smart checkout gives
you options.
Fair
Affirm won’t charge you late fees or penalties of any kind, everYour rate will be 0% APR or 10-30% APR. For example, a $800 purchase
might cost $73/mo over 12 months at 15% APR. Payment options through
Affirm are subject to an eligibility check, may not be available in all states, and
are provided by these lending partners: affirm.com/lenders. Options depend
on your purchase amount, and a down payment may be required. CA
residents: Loans by Affirm Loan Services, LLC are made or arranged
pursuant to a California Finance Lenders Law license.
FAQ
Can I pay off my purchase early?
Yes! There’s no penalty for paying early
How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS
or Android. Affirm will send you email and text reminders before payments are
due.
Does checking my eligibility affect my credit score?
No—checking your eligibility won’t affect your credit score.
Can I return an item I bought with Affirm?
Yes—You can return an item you bought with Affirm by initiating the return
process with the store.
Do I need a mobile number to use Affirm?
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This
helps Affirm verify it’s really you who is creating your account and signing in.
Where can I learn more about Affirm?
You can visit their website at affirm.com.
