Make 4 interest-free payments with Affirm

When inspiration strikes, say yes with confidence—knowing Affirm won’t charge you late fees or penalties of any kind, ever

Buying with Affirm is simple

1. Fill your

When you’re done shopping,
select Affirm at checkout.

2. Complete your purchase

Enter a few pieces of info for a real-time decision.

3. Pay over

Make 4 payments every 2 weeks at affirm.com or in the Affirm app.

Just select  at checkout

Buy yes with confidence

Affirm tells you up front the total amount you’ll pay. That number will never go up.


You choose the payment plan that works for you. Our smart checkout gives you options.


Affirm won’t charge you late fees or penalties of any kind, ever

Your rate will be 0% APR or 10-36% APR. For example, a $800 purchase
might cost $73/mo over 12 months at 15% APR. Payment options through
Affirm are subject to an eligibility check, may not be available in all states, and
are provided by these lending partners: affirm.com/lenders. Options depend
on your purchase amount, and a down payment may be required. CA
residents: Loans by Affirm Loan Services, LLC are made or arranged
pursuant to a California Finance Lenders Law license.


Can I pay off my purchase early?

Yes! There’s no penalty for paying early

How do I make my payments?

You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.

Does checking my eligibility affect my credit score?

No—checking your eligibility won’t affect your credit score.

Can I return an item I bought with Affirm?

Yes—You can return an item you bought with Affirm by initiating the return process with the store.

Do I need a mobile number to use Affirm?

Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.

Where can I learn more about Affirm?

You can visit their website at affirm.com.

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